Short Sale or Foreclosure? In my practice over the last couple of years, I have met with countless clients to discuss with them their "underwater" homes. Typically, these clients want to know what are their options with their homes and the outstanding loans. They ask...
Month: January 2012
HARP 2.0
Mortgage rates are currently at record lows. A borrower can now get a 30-year fixed rate loan for as little as 3.375%. Unfortunately, homeowners who purchased their homes between roughly 3 and 8 years ago have not been able to take advantage of these low rates because...
Auto Insurance: How Much Coverage Do I Need?
To the average person, auto insurance forms and policies might as well be written in a foreign language. The complex and technical legal terms can leave you baffled and confused. In addition to the policy language, it can also be difficult to determine the amount and...
Fabian’s Law: Punishing Owners for Dog-on-Dog Violence
Arizona Governor Jan Brewer recently signed into law House Bill 2137. The bill imposes a criminal penalty on owners of "aggressive dogs" who fail to take "reasonable care" to prevent their dogs from escaping their residence or from biting or attacking other domestic...
Arizona’s Dog Bite Law
Each day, about 1,000 U.S. citizens require emergency care treatment for dog bite injury. In Arizona, victims of dog bites have two ways to seek recovery from at-fault dog owners for their injuries: (1) Bring a claim against the dog's owner under Arizona's strict...